Last updated on February 10th, 2014
BY USING THE WEBSITE, YOU AGREE TO THE TERMS OF THIS POLICY. IF YOU DO NOT AGREE WITH THE TERMS AND CONDITIONS OF THIS POLICY, PLEASE DO NOT PROCEED FURTHER TO USE THIS WEBSITE.
Information and Usage
You may need to provide mubhi Your Personal Information during the course of using some services of the Website, for instance, creating a User ID, providing information in Your account while registering on the Website, or providing financial information while making an online purchase, uploading content, participating in any online survey or contest, communicating with mubhi's customer service by phone, email or otherwise, or providing reviews for the content available on the Website.
mubhi collects only such Personal Information that is relevant and required to understand You or Your interests. mubhi may collect Your Personal Information in order to record, support and facilitate Your participation in the activities You select, track Your preferences, to provide You with a customized Website experience, to notify You of any updated information and new activities and other related functions offered by mubhi, keep You informed about latest content available on the Website, special offers, and other products and services of mubhi, to assist You with customer service or technical support issues, to follow up with You after Your visit, to otherwise support Your relationship with mubhi, or to prevent fraud and unlawful use.
In an effort to make our Website effective, certain information may be collected each time you visit the Website. Such information may be stored in server logs. These encrypted statistics do not identify you personally, but provide us the information regarding your visit to the Website and the type of user who is accessing our Website and certain browsing activities by You. This data may include but not limited to, IP address of Your server from where the Website is being accessed, the type of browser (Internet Explorer, Firefox, Opera, Google Chrome, etc.), the operating system of Your system and the Website You last visited before visiting our Website. The duration of Your stay on our Website is also stored in the session along with the date and time of your access. These data are used by mubhi to understand the use and number of users visiting the Website. Some of the information related to the Website and Your visit to the Website may be shared with the sponsors, investors, advertisers, developers, strategic business partners of mubhi and some associates in order to enhance and grow our business and the Website but we assure that this information will never include any of Your Personal Information.
When You use the Website, mubhi's servers (which may be hosted by a third party service provider) may collect information indirectly and automatically about Your activities on the Website; for instance by way of cookies. A cookie is a small amount of data that is sent to a user's browser from a web server and is eventually stored on a user's computer hard drive. This anonymous information is maintained distinctly and is not linked to the Personal Information You submit to mubhi.
Whether You want Your web browser to accept cookies or not is up to You. If You haven't changed Your computer's settings, most likely Your browser already accepts cookies. If You choose to decline cookies, You may not be able to fully experience all features of the Website. You can also delete Your browser cookies or disable them entirely, but this may significantly impact Your experience with the Website and may make parts of the Website nonfunctional or inaccessible. We recommend that You leave them turned on.
mubhi also uses the log file like other website servers, which is the standard measure. They include Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks. We use them to analyze trends, administer the site, track a user's movement and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.
mubhi DOES NOT trade or sell Your Personal Information in any manner, except as specified herein, or if express consent is sought from You.
Personal Information provided by You is used only:
a. to facilitate Your use of the Website;
b. to respond to Your inquiries or fulfill Your requests for information about the various services;
c. to provide You with information about mubhi's products/services and to send You information, materials, and offers from mubhi;
d. to send You important information regarding the Website, changes to mubhi's terms, conditions, and policies and/or other administrative information;
e. to send You surveys and marketing communications that mubhi believes may be of interest to You;
f. to personalize Your experience on the Website and mubhi's other websites by presenting advertising, products and offers tailored to You;
g. to help You address Your problems with the Website including addressing any technical problems;
h. if You purchase any content or avail of any service from the Website, to complete and fulfill Your purchase, for e.g., to have Your payments processed, communicate with You regarding Your purchase and provide You with related customer service;
i. for proper administering of the Website;
j. to conduct internal reviews and data analysis for the Website (e.g., to determine the number of visitors to specific pages within the Website);
k. to improve the services, content and advertising on the Website;
l. to protect the integrity of the Website; and
m. to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law.
You acknowledge that apart from Your Personal Information, if You upload any content on the Website, such content may contain information including Personal Information and the same may be available to the other users of the Website. mubhi will not be liable for the disclosure and dissemination of such Personal Information to any third parties.
mubhi may disclose aggregated information about the use of the Website, but it will never contain Personal Information. mubhi does not disclose Personal Information to third parties in the normal course of operations. However, in situations when mubhi is legally obligated to disclose information to the government or other third parties, mubhi will do so.
mubhi implements standard measures to protect against unauthorized access to and unlawful interception of Personal Information. However, no Internet site can fully eliminate security risks.
Shared Personal Information
You are required to submit Your information at the time of making an online purchase on the Website. mubhi uses an online payment gateway that is operated by a third party and the information that You share with mubhi is transferred and shared with such third party payment gateway operator. The said operator may also have access to Your online purchase history/details that You make from the Website.
Extremely sensitive information like Your credit-card details are transacted upon secure sites of approved payment gateways which are digitally under encryption, thereby providing the highest possible degree of care as per current technology. You are advised, however, that Internet technology is not 100% safe and You should exercise discretion on using the same.
mubhi strives to ensure the security, integrity and privacy of Your Personal Information and to protect Your Personal Information against unauthorized access or unauthorized alteration, disclosure or destruction.
mubhi is not responsible for any breach of security or for any actions of any third parties that receive Your Personal Information. The Website may also be linked to many other sites and we are not/shall be not responsible for their privacy policies or practices as it is beyond our control.
mubhi will use information only in accordance with the Policy under which the information was collected unless we have received explicit authorization.
mubhi may disclose any information mubhi may have about You (including Your identity) if mubhi determines that such disclosure is necessary in connection with any investigation or complaint regarding Your use of the Website, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) mubhi's rights or property, or the rights or property of users of the Website, including mubhi's customers. mubhi reserves the right at all times to disclose any information that mubhi deems necessary to comply with any applicable law, regulation, legal process or governmental request. mubhi also may disclose Your information when mubhi determines that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes.
You acknowledge and agree that mubhi may preserve any communication by You with mubhi through the Website or any Service, and may also disclose such data if required to do so by law or if mubhi determines that such preservation or disclosure is reasonably necessary to: (1) comply with legal process; (2) enforce this Policy; (3) respond to claims that any such data violates the rights of others; or (4) protect the rights, property or personal safety of mubhi, its employees, users of, or visitors to, the Website, and the public.
You can always choose not to provide information and in such cases, if the information required is classified as mandatory, You will not be able to avail of that part of the Services, features or content.
mubhi may, if You so choose, send direct advertisement mailers to You at the address given by You which could contain details of the products or services displayed on mubhi or of any third party not associated with mubhi. You have the option to opt-out of this direct or third party mailer by clicking on the unsubscribe link option attached to the email. mubhi respects Your privacy and if You do not want to receive email or other communications from mubhi, for any query or assistance, feel free to Contact us.
If You do not want mubhi to use Personal Information of You, for any query or assistance, feel free to Contact us.
Unless stated otherwise, the Policy applies to all information that mubhi has about You and Your account.
By using this Website and the products, content and services provided on the Website, You agree and acknowledge that Your Personal Information collected through the Website may be transferred across national boundaries and stored and processed in any the country around the world. You also acknowledge that in certain countries or with respect to certain activities, the collection, transfer, storage, and processing of Your information may be undertaken by trusted third party vendors or agents of mubhi such as credit card processors, web hosting providers, communication services, and web analytic providers, to help facilitate mubhi in providing certain functions.
mubhi may make changes to this Policy, from time to time at mubhi's sole discretion or on account of changes in law. mubhi will not reduce Your rights under this Policy without Your explicit consent. mubhi may email periodic reminders of the notices and conditions, unless You have instructed mubhi not to, but You should check the Website frequently to see recent changes. Notwithstanding the above, mubhi shall not be required to notify You of any changes made to the Policy. The revised Policy shall be made available on the Website. Your continued use of the Website, following changes to the Policy, will constitute Your acceptance of those changes.